The Truth About Equity Release | RoyaleLife

The Truth About Equity Release

These days, more and more homeowners are looking into equity release to help fund their retirement plans whether for home improvements, a new car or holidays.

Equity release might seem a good idea if you’ve got older kids too. They might be struggling to get a deposit together for their first home so they turn to the bank of Mum and Dad.

With Equity Release you get to stay in your home, and you don’t make repayments on the money you’ve released until you die, or go into care... but, the interest you’re charged on that released money keeps going up while you’ve got it and it soon adds up.

Say you release £100,000 of equity from your home, after 5 years, with an interest rate of 6.5%, you’ll owe over £137,000! After 20 years for that £100,000 you’ll owe over £350,000!!

That means you could be leaving next to nothing as an inheritance for the kids and grandkids.

This is where RoyaleLife's Home Part Exchange* service can help.

We’ll give you 100% market value for your current property, less the price of your new luxury bungalow, leaving you the difference in cash. Plus, there are no estate agent fees, no solicitors to pay and no stamp duty either.

So you’re left with a brand new bungalow, 100% owned by you, cash in the bank and debt free.

*Terms & Conditions: RoyaleLife Home Part Exchange Scheme offers 100% market value based on two independent agent valuations. Offers subject to survey and clear legal title. All properties are considered on an individual basis for suitability.

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    Mr & Mrs Shipper

    Reculver Court

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    Mr & Mrs Jefferson

    Reculver Court

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    David Pankhurst & Spencer Lee-Frost

  • "My wife and I had thought of buying a park home for many years, but finding the right park is key. Wickham Court is very well managed, friendly and is situated in the beautiful Meon Valley. We are very happy here."

    Joan & Len

    Wickham Court

  • Marilyn & Rob

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  • "We wish we would have done it years ago! Living at Wickham Court is like living on a health retreat, so quiet, all the neighbours are lovely as everyone is of the same mind-set. We have been here two years, it's amazing and only going to get better, it's like living in a bubble!"


    Wickham Court

  • Mr & Mrs Moore

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  • "As we are often away for periods of three months at a time it is very reassuring and comforting living on this beautiful gated community park, happy in the knowledge that our lovely neighbours are keeping an eye on our home and garden whilst we are away. At Wickham Court there is a truly wonderful community spirit."


    Wickham Court

  • "We have lived at Wickham Court for over 6 months now. It is a very different way of living for us and have found it to be a very friendly place to live."

    Barry & Celia

    Wickham Court

  • Mr & Mrs Venn

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